How long it took me to cancel a credit card? (3 of 31)

How long it took me to cancel a card?

After the morning rituals that include dropping husband to the train station, packing lunch for the three souls that live in my home, getting a quick revision of the 9 year olds spelling list of 16 words…and the 7 year olds insisted on having a Cheese pizza for breakfast apart from her glass of milk…and dropping the girls to respective schools…I am home by quarter past 9 to get through my day….

Oh yes! I must spend a little time in the kitchen to make the prawn I defrosted and the two fish pieces needed a 15 minute grills…

With all this happening I am thinking what should I be blogging on today and here comes the weekend is the bigger challenge…..I almost feel choked not having any time to myself on most weekends….

There comes a call from my “better half” get that DD (Demand Draft)..My mum’s medical insurance is due next week…and the draft should reach the agent on time….
Well it sounded like a 2 minute job ..Today with technology advancement it’s a lot easier …yet it takes time and the only person who appreciates is the one who does it…

So I quickly finished my so called kitchen activity ..Called the cleaner and confirmed if she is coming over today (she often turns up on her schedule than mine)….and here I am trying to make the DD. Then I remembered there are couple of Insurance payments due soon so might as well make that payments online and so I noticed my banker has charged me Rs.350 (5 pounds/7 US Dollars) as annual fee and its overdue…well I need to tell them reverse it or cancel it…you don’t want to end up having a bad credit history for not paying your annual charges! So I call Bangalore where the card is issued from …and I am very clear that I am not paying anything even though I have a decade relationship with the bank and I maintain a respectable balance in my savings account there…

Well it took me 16 minutes of talking…we talked / said the same thing…and how the bank was doing me a favor of charging 50% fees than a normal customer..Well I had all the details from 6 digits Telephone PIN to all security related answers…..to get a confirmation that they will cancel my card….whew! …..I wish I could do that with the click of a button some day…and guess what its 11 AM already and so I began to blog…..and often people wonder how do I manage to spend my time???